We analyzed home insurance rates across four dwelling coverage levels and reviewed complaint data from state insurance ...
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14 states with the cheapest home insurance in 2026
While home insurance rates have soared over the past few years, there are a few states where homeowners are paying well below average premiums to protect their homes. The national average home ...
USAA has the cheapest homeowners insurance, which costs an average $149 per month. It’s followed by State Farm’s $151 monthly premium.
Nearly two-thirds (71%) of homeowners say the cost of their homeowners insurance has increased over the past few years, according to a 2026 survey from the Pew Research Center, including 42% who say ...
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